Portfolio Management

WatsonVaughan choose  investment vehicles  that meet with a clients need for flexibility and choice in the market place. Lump sum  investment accounts  generally provide the most flexibility and also provide greater investment choice.

 

Long term regular savings vehicles can play a part in an individuals  financial planning if  the nature of the investment vehicle is understood and the commitment needed to maintain it is reasonable. More often than not these contractual plans do not provide the flexibility to stop, or reduce payments or surrender the policy early without some sort of heavy penalty.

 

For this reason, WatsonVaughan prefer the use of lump sum accounts or if minimums to enter these accounts are not achievable then non-contractual regular savings vehicles can act as an alternative and also take advantage of ‘dollar cost averaging’ in a volatile market. These will also act as a stepping stone towards the lump sum vehicles.

 

Once an account is chosen then the asset selection will be based  on the clients expectations and risk profile. Assets are chosen for the value that they represent at any given time. WatsonVaughan do not use assets that carry commissions for the broker. Commission paying assets not only suggest an inferior asset but also more often than not come with early exit penalties, thus reducing  the clients flexibility to make changes.

 

A  client risk profile assessment is undergone prior to making any investment decisions. Assets will be structured to provide adequate diversification for a balanced portfolio Changes to the portfolio will be made as necessary and  client input is always welcome in the ongoing management of the account.

 

As always, clients can monitor the progress and movements of their investment via their personal online WatsonVaughan webportal. All information regarding their investment can be accessed via these systems.

 

A self managed account is also an option for WatsonVaughan clients. This option enables clients to reap the benefits of an offshore investment vehicle together with the benefits of the WatsonVaughan online servicing system.

 

Exit strategies are in place to ensure that if client expectations are not met with then the client has the ability to move the account to another manager with no penalties from WatsonVaughan. Just another way WatsonVaughan clients remain in control.

 

 

Income Continuance and Protection

If anything happened to you, would your loved ones have enough money to maintain their standard of living?

 

Life Insurance and income protection ensures that you and your family are protected against financial disaster in the event of injury, sickness or premature death.

 

Combined with your investments, life insurance  is a fundamental part of a sound financial plan. WatsonVaughan can help clients protect themselves and their family against unforeseen events by addressing these issues and obtaining the appropriate level of cover.

 

Offshore insurance providers provide competitive rates on life insurance and income protection and all can be evaluated and processed by WatsonVaughan.